CNN underscored | How to get a personal loan, and what to watch out for when you’re applying

(CNN) —  Even though 2021 may eventually see the end of the coronavirus pandemic thanks to vaccines, right now it continues to wreak havoc on the world and the US economy. And if you’re recently lost your income and are strapped for cash, or if you’re having trouble getting a handle on your debt, you might consider applying for a personal loan.

But what exactly is a personal loan? How does it differ from a mortgage or a credit card? Is now a good time to get a personal loan, and what’s the best way to go about it? CNN Underscored has the answers to all your questions about personal loans to help you decide if getting one is right for you.

What is a personal loan?

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